Ways to Easily Save Money

I heard about the Acorns App several years ago and introduced it to my then college-age kids, as one of the ways to easily save money.

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Saving Money by Rounding Up

It was never brought to my attention growing up, how important it is to save money. I certainly want my kids to understand the importance of saving. Tomorrow is too late to start.

The way that the Acorns app works is that it rounds up to the next dollar on all of your purchases and then invests that money for you. For younger adults, this is such a great way to stockpile some extra funds over time. For me, I didn’t look at it as a way to save for retirement or big purchases. I was excited to use it as my “Christmas Money”.

More than Just Round Up

I did more than just round up, I also had an automatic withdrawal every month. The concept was so easy to do. You don’t notice or miss it when it comes out as round-ups or an automatic withdrawal.

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“Someone’s sitting in the shade today because someone planted a tree a long time ago”

– Warren Buffett

How I use the Extra Money

I use the money for “extra” things. Now that I don’t have a job with a steady paycheck, it’s an easy way to save for making Christmas special and buying things for other special occasions.

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Other Saving Apps

According to Forbes, these are the 5 best savings apps.

  • Acorns – Savings, Round-up, Spending Card, Investing
  • Chime – Basically an Online Bank
  • Qapital – Saving, Investing and Budgeting
  • Digit – This looks very interesting as it Budgets, Pays Bills, Saves, Keeps your Accounts Organized. It even holds money that you need to pay bills later in the month. Also an Online Bank.
  • Qoins – Appears to be geared to help pay off debt.

All these companies are insured and secure. I have used Acorns for several years and have not had any issues. Digit.com looks very interesting and I’m going to suggest that Emma look into it as she will be moving out soon and have to pay rent, utilities, etc. I think it might really help her with the shock of budgeting when you first move out on your own.

While Christmas is behind us now, it’s a great time to start saving for all the extra’s that come along with the season. This past year, I was able to save (without feeling it at all) for Christmas and for all the last-minute extras for Annie’s Wedding. Now is a great time to consider how you can easily save money for whatever is important to you. Maybe you want to put more money away for retirement, college tuition, a new car, a house, the possibilities are endless when it comes to things we need to save for.

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Like all the thing we look at in the new year, our finances is something else that needs to be organized and cleaned up. I don’t know anyone who can’t benefit from ways to easily save money.

Don’t forget we are starting our 30 Day Cleaning & Organizing Challenge on Monday, January 31st. If you’re ready to put your house in order – Join US!

Peace,

Here are some other posts that are about saving!

For My Blogging Friends

I along with three very talented ladies; Renae from Peacock Ridge Farm, Michele from Vintage Home Designs, and Diane from South House Designs are starting a link party. Mark your calendars for Friday, February 4th @ 8:00 am EST. We are hoping to feature the best of the best bloggers at our upscale link party. Our “Fabulous Friday Link Party” is going to be the place where you can meet more like-minded bloggers and have your amazing posts featured. We can’t wait to see you there!

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6 Comments

  1. Great post. I have never heard of the acorn app. Such a great idea. Blessings to you.

    1. I heard about it some time ago and thought it would be a great idea for my kids. I signed up for it just to see how it works and I’ve been doing it ever since. It’s a nice little surprise to have a stash of money that you basically forgot about available at Christmas time.

  2. Those are some really good ideas Lynn! It’s really wonderful that there are such easy apps that help make saving a no chore! Thanks so much for sharing!

    1. How did we survive without the technology of today? Thanks so much for reading my little blog.

  3. Thanks for the saving app tips Lynn. I haven’t tried using an app to save money but it sounds like a great idea!

    1. I looked into it for my kids and I thought I would try it out. It was amazing how painlessly I was stashing money away for a rainy day.

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